Kirkland's Credit Card

The Reward you deserve is here!

Do you have this card?
GE Capital Bill Pay

Being a Kirkland's Credit Card Holder and K Club Rewards Member
Is the Perfect Combination in Home Dècor

Step One - Enroll in K Club Rewards Program

  • Go to www.kirklands.com/kclub
  • Under Create Your Account , click on "ENROLL TODAY"
  • Fill in all the required information, accept K Club's Terms and Conditions and click on "SUBMIT"

Step Two - Complete your online Kirkland's Credit Card Application

As a Kirkland's Credit Card Holder and a K Card Rewards Member:

Get Rewarded - Receive a $10 reward for every 300 points earned. Kirkland's Credit Card Holders that are K Club Members will receive 2 points for every $1 spent on net purchases.1

Earn Points No Matter Where You Shop - Earn K Club points on purchases made online at www.kirklands.com (hyperlink to kirklands.com homepage) or any Kirkland's store location (hyperlink to store locator page) when you make your purchase with your Kirkland's Credit Card.

K Club Rewards Are Digital - No printing or coupons necessary! Rewards are redeemable on in-store purchases only.

Shop Customer Appreciation Days for Kirkland's Credit Card Holders - As a Kirkland's Credit Card holder, you will receive a 10% off discount on all in-store purchases the last Tuesday of every month.

Receive Early Access and Advance Notice - You will receive advance notice of sales, events and other special Kirkland's savings opportunities. Plus you will be on a preferred list to receive our money-saving coupons.

Let's Celebrate! - Kirkland's credit card holders receive a special birthday offer.

Kirkland's Credit Card Features:

  • No annual fees2
  • No pre-payment penalties2
  • Easy-to-use online account management and bill

1 Rewards Points are earned on net purchases (purchases minus returns/credits) and are redeemable on in-store purchases only. Certain transactions do not earn rewards points. See the Kirkland's Rewards Program Terms and Conditions for details.
2 The Kirkland's credit card is issued with approved credit by Wells Fargo Financial National Bank. For newly opened accounts, the APR for Purchases is 27.99%. This APR may vary with the market based on the U.S. Prime Rate and is given as of 04/01/2014. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.
*15% off - Applicants who apply online receive 15% off an in-store purchase as follows: 1.Approved applicants will receive a 15% off coupon in the mail with their new Kirkland's credit card to use on in-store purchases on their Kirkland's credit card account. 2.Applicants who are not approved will receive their 15% off coupon by printing and mailing their denial page to: Kirkland's, Attn: Customer Service/Credit Card, 2501 McGavock Pike, Ste 1000, Nashville, TN 37214(Please allow 10-12 business days to receive your coupon in the mail. This coupon will be valid on in-store purchases with any accepted method of payment by Kirklands.)


Apply For a Card