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Kirkland's Credit Card

The Reward you deserve is here!

Do you have this card?
Synchrony Bank

Being a Kirkland's Credit Card Holder and K Club Rewards Member
Is the Perfect Combination in Home Dècor

Step One - Enroll in K Club Rewards Program

  • Go to www.kirklands.com/kclub
  • Under Create Your Account , click on "ENROLL TODAY"
  • Fill in all the required information, accept K Club's Terms and Conditions and click on "SUBMIT"

Step Two - Complete your online Kirkland's Credit Card Application

As a Kirkland's Credit Card Holder and a K Card Rewards Member:

Get Rewarded - Receive a $10 reward for every 300 points earned. Kirkland's Credit Card Holders that are K Club Members will receive 2 points for every $1 spent on net purchases. 1

Earn Points No Matter Where You Shop - Earn K Club points on purchases made online at www.kirklands.com or any Kirkland's store location when you make your purchase with your Kirkland's Credit Card.

K Club Rewards Are Digital - No printing or coupons necessary! Rewards are redeemable on in-store purchases only.

Shop Customer Appreciation Days for Kirkland's Credit Card Holders - As a Kirkland's Credit Card holder, you will receive a 10% off discount on all in-store purchases the last Tuesday of every month.

Receive Early Access and Advance Notice - You will receive advance notice of sales, events and other special Kirkland's savings opportunities. Plus you will be on a preferred list to receive our money-saving coupons.

Let's Celebrate! - Kirkland's credit card holders receive a special birthday offer.

Kirkland's Credit Card Features:

  • No annual fees 2
  • No pre-payment penalties 2
  • Easy-to-use online account management and bill

1 Rewards Points are earned on net purchases (purchases minus returns/credits) and are redeemable on in-store purchases only. Certain transactions do not earn rewards points. See the Kirkland's Rewards Program Terms and Conditions for details.
2 The Kirkland's credit card is issued with approved credit by Wells Fargo Financial National Bank. For newly opened accounts, the APR for Purchases is 27.99%. This APR may vary with the market based on the U.S. Prime Rate and is given as of 07/01/2014. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.
*15% off - Applicants who apply online receive 15% off an in-store purchase as follows: 1.Approved applicants will receive a 15% off coupon in the mail with their new Kirkland's credit card to use on in-store purchases on their Kirkland's credit card account. 2.Applicants who are not approved will receive their 15% off coupon by printing and mailing their denial page to: Kirkland's, Attn: Customer Service/Credit Card, 2501 McGavock Pike, Ste 1000, Nashville, TN 37214(Please allow 10-12 business days to receive your coupon in the mail. This coupon will be valid on in-store purchases with any accepted method of payment by Kirklands.)


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