Kirkland's Credit Card
The Reward you deserve is here!
Do you have this card?
Being a Kirkland's Credit Card Holder and K Club Rewards Member
Is the Perfect Combination in Home Dècor
Step One - Enroll in K Club Rewards Program
- Go to www.kirklands.com/kclub
- Under Create Your Account , click on "ENROLL TODAY"
- Fill in all the required information, accept K Club's Terms and Conditions and click on "SUBMIT"
Step Two - Complete your online Kirkland's Credit Card Application
- Click on "Apply for Card"
- Fill in all the required information for application
- Once approved, start shopping at www.kirklands.com or any Kirkland's store location
- 15% off * when you apply today
As a Kirkland's Credit Card Holder and a K Card Rewards Member:
Get Rewarded - Receive a $10 reward for every 300 points earned. Kirkland's Credit Card Holders that are K Club Members will receive 2 points for every $1 spent on net purchases. 1
K Club Rewards Are Digital - No printing or coupons necessary! Rewards are redeemable on in-store purchases only.
Shop Customer Appreciation Days for Kirkland's Credit Card Holders - As a Kirkland's Credit Card holder, you will receive a 10% off discount on all in-store purchases the last Tuesday of every month.
Receive Early Access and Advance Notice - You will receive advance notice of sales, events and other special Kirkland's savings opportunities. Plus you will be on a preferred list to receive our money-saving coupons.
Let's Celebrate! - Kirkland's credit card holders receive a special birthday offer.
Kirkland's Credit Card Features:
- No annual fees 2
- No pre-payment penalties 2
- Easy-to-use online account management and bill
1 Rewards Points are earned on net purchases (purchases minus returns/credits) and are redeemable on in-store purchases only. Certain transactions do not earn rewards points. See the Kirkland's Rewards Program Terms and Conditions for details.
2 The Kirkland's credit card is issued with approved credit by Wells Fargo Financial National Bank. For newly opened accounts, the APR for Purchases is 27.99%. This APR may vary with the market based on the U.S. Prime Rate and is given as of 01/01/2015. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.
*15% off - Applicants who apply online receive 15% off an in-store purchase as follows: 1.Approved applicants will receive a 15% off coupon in the mail with their new Kirkland's credit card to use on in-store purchases on their Kirkland's credit card account. 2.Applicants who are not approved will receive their 15% off coupon by printing and mailing their denial page to: Kirkland's, Attn: Customer Service/Credit Card, 5310 Maryland Way Brentwood, TN 37027 (Please allow 10-12 business days to receive your coupon in the mail. This coupon will be valid on in-store purchases with any accepted method of payment by Kirklands.)
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